Some of the top reasons for using background screening are:

• It is critical to know who you are hiring if that employee will be handling the personal data of others. This becomes a factor if your business deals with financial or health information for customers because you must comply with electronic data privacy requirements.
• If you do not check an applicant’s background and suitability for a specific job, and that employee later causes injury to another person, you open yourself up to a negligent hiring lawsuit.
• A background check, including credit information, is simply a good way to review the reliability of that applicant. Do remember, thought, that you cannot refuse to hire simply based on the fact a person has filed bankruptcy.

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